- It is secure and straightforward to complete your loan application online.
- Your repayments are fixed at our current interest rate for the full term of your loan. They never go up – no matter how much interest rates do.
- Repayments are over a term from 24 months up to 6 years.
- Feedback is given quickly and your money could be in your bank account within 48 hours.
How to apply for a loan?
Apply via our online form, call the DirectAxis call centre at 086 102 0304 Monday to Sunday, 8am – 8pm.
What will you need to apply for a loan?
- A good credit record
- A regular monthly income of at least R5 000
- The details of your bank account into which your salary is paid
What documents do you need when you apply for a loan?
- A clear copy of your South African ID
- A recent document confirming your residential address
- Up to 3 months’ recent bank-generated PDF statements or payslips as proof of income
We’ve made applying for personal loans online quick and streamlined. It is also easy for you to upload any documents via our online application.
What can I use my personal loan for?
A DirectAxis personal loan is paid directly into your bank account and the money can be used for any needs you may have. Whether you’re looking to do home renovations, upgrade your electronics or take a break overseas, a personal loan offers a flexible solution




